Lenders
When it comes to interest rates, every lender uses a different formula to determine what interest rate they’ll offer you. Different lenders also have different lending criteria based on the customer, the vehicle, the vehicle’s age, and the seller. It’s a complex business environment – and we make it simple.
We only use reputable lenders
That’s why, at CarLoans.com.au, we approach a range of reputable Australian lenders to provide you with real choice. Our processes ensure that you get a great deal tailored specifically to your circumstances.
With the help of an experienced, qualified CarLoans.com.au finance broker, getting a car loan does not need to be difficult, challenging or complex. We can advise exactly what is required and help make the processes and paperwork easy.
CarLoans.com.au can often beat the banks by offering you a lower interest rate. This either increases your effective spending power by allowing you to borrow more for any desired level of repayment, or it cuts your repayments at any particular price point. Either way, you win.
Banks often charge higher car loan interest rates because they’re not just specialist car finance providers, and also because of their internal overheads and administration costs. CarLoans.com.au has low overheads and efficient internal structures and processes specializing in car finance, which allows us to keep our costs low.
Additionally, some banks and other lenders may have restrictions when providing some car loans. If you purchase through a dealer you may obtain the benefit of getting a reduced interest rate on a secured car loan. But if you buy from private seller, you might find yourself paying a much higher rate for an unsecured loan. At CarLoans.com.au we offer more flexibility.
Our pool of reputable Australian lenders
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